Loch Lomond Capital Partners, LLC provides banks and private equity investors with a myriad of consulting services including, but not limited to:
- Banks looking to dispose of, or service REO or other non-performing note or loan assets
- Advising banks in roll-up
- Aiding private equity investors in obtaining qualified bidder status
- Matching buyers with non-performing assets
- Foreclosure of SBA loans and other mixed collateral loans
- Closing Serices in securitization pools
- Client Technology Platforms
More About Loch Lomond Capital Partners, LLC Services
Loan Portfolio Document Analysis
Perform and provide a summary of the non-performing loan portfolio by analyzing portfolio concentration (location, customer type, industry, product, etc.) and legal compliance using a specialized client technology platform. The detailed review of the entire loan portfolio provides an assessment of performance and identifies those loans which need further analysis and the need for potential workout strategies. The ability to proactively identify and restructure loans within the portfolio will enhance recoveries and lessen the chances of entering receivership, bankruptcy, etc. Loss mitigation and protection from potential claims that a bankruptcy of a portfolio company may lead to if not detected early enough. Allows management to decide a strategy ahead of regulatory review.
Portfolio Management
Credit review including legal analysis of loan committee write-ups, document preparation, pre-closing, closing, processing, servicing and record retention. Identification and improvement of gaps in credit management to increase collect ability on non-performing loans.
Review and analysis of loan documentation to ensure collect ability in the event of default, which would include review of all loan documentation, title work, appraisals, and environmental reports with a focus on complete document packages. Recommendations as to how to strengthen bank’s legal position. Protects the institution’s proper vesting and ownership of loan assets. Also, ensures transfer of title of assets purchased by buyers, thus minimizing risk.
Loan Workout, Restructuring, and Bankruptcy Sales
Enforcement of Legal Remedies
Review of the borrower/guarantor company. Collection improvement efforts. Provide experienced assistance with credit administration, including ordering appraisals, issuing demand letters, working w/financial consultants and judicial and non-judicial foreclosures for mixed collateral.
Increase in Collections
- Provide loan workout support. Specialized Bohm, Matsen partners have systems and staff in place for legal collection process.
- Review of a “distressed” company to understand its legal structure, management, industry, and business plan and determine options for working out the loan. Increase in collections.
- Legal Documents for sale of distressed companies, including buyer identification, sales strategy, negotiations, data room management and bankruptcy sales. Increase in collections.
Loss Share Agreement
Review of Loss Share Agreement to help bank establish procedures to ensure compliance. Compliance with agreements helps manage non-performing assets.
Loch Lomond Capital Parters, LLC Real Estate Services
I. Distressed real estate management and work-out expertise
A. Existing Legal Agreements
1. Legal Options
2. Borrower-Lender Fatigue
B. Distressed Asset Business Plan
1. New Equity
2. New Management
3. Additional Funding
4. Collateral Value
5. Exit Strategies
C. Collateral Condition
II. All aspects of real estate development
III. Mixed-use development experience
IV. Single family detached, attached and high-density housing
V. Joint venture management experience
VI. Asset disposition
VII. Contract negotiation and transaction coordination
VIII. Pre-development efforts including planning, engineering and programming
IX. Home owners association representation and management
X. Municipality and agency coordination XI. Bidding, purchasing and contract administration
XII. Energy projects (wind, solar and oil)
XIII. Tax and REPI credits
