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The Residential Real Estate Mortgage

Most purchases of residential property are financed through mortgages. A mortgage is a financial transaction by which a purchaser borrows money from a lender that is payable over time.

The Historic Homeowner -- Historic Designations

It is important to us to remember our history by preserving the past. Historic designations on the federal, state, and local levels serve as an important mechanism for identifying our historic resources.

Whether to Rent or Buy a Home

At some point, most individuals consider the issue of renting a home versus buying a home. It is a big decision with far-reaching financial implications. As part of the decision-making process, it may be helpful to use a rent/buy calculator (easily found on the Internet). Such a calculator will not, however, provide a clear answer. A consideration of other issues is necessary.

Fair Housing Act

The Fair Housing Act

Mold Prevention and Eradication

Every year, numerous people suffer ill health effects as the result of the presence of mold in the home. Mold may be any color, including black or white. The presence of mold in a home is the result of excess moisture. Mold may cause a wide range of health problems.

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